Keeping Student Health Affordable
WASHINGTON – Two major groups representing higher education have called on Congressional leaders to work to protect campus-sponsored student health insurance plans in the final health care reform bill being hashed out by Democrats behind closed doors this month.
In letters sent last week to top members of the Senate and House of Representatives, the American Council on Education and the American College Health Association ask that the final legislation specify that college- and university-based student plans are not individual plans, but are instead “group-like” and should be rated and priced based on the relatively healthy student population rather than the insurance market at large.
Passed on Dec. 24, the Senate’s bill -- widely expected to look more like the final draft than the House’s – specifies that it does not “prohibit an institution of higher education … from offering a student health insurance plan.” But ACE and ACHA argue that without revision, the legislation does nothing to stop student health policies from being characterized as individual plans, open to people not affiliated with the college or university offering a plan and losing the benefit of group ratings.
Continue reading this article on Inside Higher Ed.