Standard Membership Benefits
Tuition Insurance
$2,500 per term / $5,000 annual tuition insurance benefit.
Underwritten by A.M. Best "A" (Excellent) rated Markel Insurance, GradGuard Tuition Insurance is a group policy with College Parents of America that refunds the cost of tuition, academic fees, room, board and other legitimate expenses if a full-time student is forced to withdraw from school due to unexpected illness, injury or death.
ID Theft Protection & Resolution Services
Internet Fraud Monitoring*
Internet Fraud Monitoring utilizes real-time, web-crawling technology to monitor chat rooms, websites and blogs where thieves trade and sell stolen credit/debit card data. Should we find any of your monitored cards on these web portals, Internet Fraud Monitoring automatically sends you an email alert, giving you the time needed to foil a thief's attempt to use your credit information.*
*Internet Fraud Monitoring Disclaimer
*Fair Credit Reporting Act Disclaimer
Identity Resolution Services
Should you become the victim of identity fraud, we will help you to recover quickly. You'll be assigned a dedicated caseworker who will work with you to restore your identity, supporting you every step of the way. Plus, you'll receive a customized kit filled with helpful information to help you recover even faster. Thanks to College Parents of America and GradGuard, you can be well on your way towards restoring your good name in no time.
Card and Document Registration
This service helps you store information from credit cards, bank cards and important documents in one central location. Should your registered items become lost or stolen, retrieving your data is just a simple phone call away...making those emergency situations a little less stressful.
Lost/Stolen Credit Card Assistance*
If you discover your credit cards are missing, call us immediately. We will notify all credit card issuers, cancel lost or stolen cards, and request that replacements be issued promptly.* When you call, you will be asked questions, such as name, address, and Membership Number. You will also be asked to verify credit card information. We will promptly mail you written confirmation of all credit card cancellations and all replacement requests.
Lost/Stolen Credit Card Assistance Disclaimer
Advocacy and Information
Advocacy
As the only national membership association dedicated to advocating on behalf of parents as they prepare for and put their children through college, College Parents of America's advocacy intends to represent and bring benefit to more than 35 million households – one in every three households in America and a critical constituency in national- and state-level debates on higher education issues. We seek to empower parents with content, services, benefits, resources and partnerships that can guide our members to make decisions with greater insight and confidence. We also embrace the issues that affect your college experience and deploy our resources to influence the changes that will benefit our members.
Information
Professional Resources Information regarding Transition, Adjustment, and Completion through College:
- Paying for college—including Simple Tuition
- Career Development & Internships
- Study Abroad
- Transition to the Work Place or Graduate School
Scholarships
A competitive scholarship program is established by College Parents of America to reward students for their outstanding academic performance, excellence in community service and exceptional leadership.
In 2010, ten $1,000 P. Douglas Laughlin Scholarships will be awarded to deserving students in the categories of:
- First Generation College Students entering freshman year
- Incoming freshman or upperclassmen who have demonstrated outstanding leadership, academic excellence and community service
Deals and Discounts
| College & Career Counseling |  Reduce College Application Stress - Save 10% on a groundbreaking online college admissions counseling program. |
| Scholarships |
Eligibility for scholarships from College Parents of America |
| Test Prep/Tutoring |  Savings on classroom test prep courses from the nation's premier provider of test preparation and admissions consulting services. |
* Complete details of benefit coverage are provided to new members.
Disclaimers
Internet Fraud Monitoring Disclaimer
Internet Fraud Monitoring monitors up to ten registered credit/debit cards on the Internet, based on extensive research of Internet chat rooms; however, it is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all of your student's personal information that is publicly available or that may have been compromised.
FAIR CREDIT REPORTING ACT DISCLAIMER
* The Federal Fair Credit Billing Act gives you the right to dispute billing errors, such as unauthorized charges, on your credit card by notifying your credit card company in writing within 60 days after the first bill containing the error was sent to you. The credit card company must resolve the dispute within two billing cycles (not to exceed 90 days) after receiving your notification. You may withhold payment on the disputed amount (and related charges) during the investigation. You must pay the amount not in dispute. You will be informed in writing whether your bill is correct or contains an error. If your bill contains an error, it will be corrected. Your liability for unauthorized charges is limited to $50 per credit card. You are not required to enroll in GradGuard to maintain your credit card.
Lost/Stolen Credit Card Assistance Disclaimer
Some financial institutions may require you to call them directly and will not accept notification from third parties. In this circumstance, we will contact you so that you can call your financial institution directly.
